Flood Insurance, Do you really need it?
Posted: January 27, 2016
Many businesses and homeowners go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none the less, it does exist. Some mortgage companies may even require flood insurance,...
Protecting Your Business From The Dangers Of Winter
Posted: January 15, 2016
Protecting Your Business From The Dangers Of WinterThe winter months bring in weather systems that can lead to heavy property damage as well as a higher incidence of employee illness, power outages, and the possibility of weather-related closures. Sub-zero temperatures can lead to burst pipes and flooding and leave business owners dealing with an expensive clean-up. These dangerous conditions can also increase the risk of employees, customers, or clients slipping and falling...
Workers’ Compensation Risks For Growing Companies
Posted: January 11, 2016
In today’s ever changing business world, every business needs quality employees to help the business meet client demand, grow revenue, and manage risk. Today’s growing businesses need to understand the importance of an effective business insurance program. Workers’ Compensation insurance is a central part of that program. There are at least five kinds of employees that define today’s workers. Temporary worker--Businesses are using temporary workers...
Skipping The Dentist Can Put Your Health At Risk
Posted: January 4, 2016
Skipping The Dentist Can Put Your Health At RiskMost of us don't look forward to a trip to the dentist. However, caring for your teeth and gums is a crucial part of maintaining overall health. Research over the past decade has revealed links between tooth and gum health and several serious medical conditions. A recent study found that 40 percent of people who suffered gum disease were more likely to have another chronic...
Are The New Toys You Got For Christmas Covered Under Your Insurance?
Posted: January 2, 2016
Personal Insurance Update The holidays are behind us, the tree is down, and the gifts are put away. But wait, you may have a problem! In some cases, you may need to update your home insurance or auto insurance in order to maintain the proper coverage. Many of us may have purchased gifts that increase our personal liability, and we thought it might be good...
