How The Election May Impact Your Health Insurance
Posted: March 30, 2016
The Affordable Care Act of 2010 has been a topic of conversation since it was placed into law. It seems every during every election there is an increase in talk about its’ future and impact on all Americans. 2016 is no different. UnitedHealth has stated they are in the process of reviewing their California market to determine future participation. Election results might impact some insurers’...
Deadly Sins Of Insurance Buying
Posted: March 28, 2016
Personal and business insurance buyers--don’t make these mistakes Everyone who buys insurance often runs into what we call the 7 deadly sins of buying insurance. These apply to both personal insurance and business insurance. Read these to see if you can relate to any of them. Your deductibles are too low. The lower the deductible the higher the premium will be. Consider increasing auto physical...
Coverage Check: Is Your Property Protected Against Vandalism?
Posted: March 17, 2016
Coverage Check: Is Your Property Protected Against Vandalism?Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often expensive to repair, and acts such as graffiti can have far-reaching consequences for your business. Why Commercial Property Insurance is Crucial Even a single act of vandalism can directly impact your...
Contractors Insurance
Posted: March 11, 2016
US Select Insurance provides insurance and risk services to the construction industry. Insurance can play an important role in “on time and on budget” projects. If your insurance coverage is not written properly, your business may not survive financially. Your success depends on good planning whether you're estimating a project, hiring good people, protecting your business with complete commercial insurance, or selecting your insurance agent....
Five Critical Lessons Concerning Commercial Umbrella Insurance
Posted: March 11, 2016
California Commercial Umbrella Insurance Almost every business large or small needs some level of added protection afforded by a commercial umbrella insurance policy. A commercial umbrella policy provides a layer of coverage over and above a primary business and auto policy. There are at least five important lessons, or facts, to be aware of when considering commercial umbrella insurance. An umbrella policy can, but may...