If you own or operate a business, commercial insurance needs to be part of your business plan. If not properly insured, your business most likely will not withstand the effects of a common loss. Business insurance, or commercial insurance, is designed to protect your business from accidents and loss.
Key Business Coverage for Your Business Needs
- Business Interruption Insurance covers the loss of income that a business suffers after a covered loss (fire, windstorm, etc.), while its facility is shut down or in the process of being rebuilt.
- Directors and Officers Insurance is needed even if you are a privately held business. Directors and officers liability Insurance protects your business, owners, executives, and managers if individuals, competitors, third parties, or government regulators make claim for damages.
- Cyber Liability is a risk that every business has. According to the Insurance Information Institute, businesses have a greater chance of having a cyber breach than they do of having a fire. Most businesses should consider cyber liability insurance, which is designed to cover the costs of investigations, notification, and credit monitoring for affected individuals, regulatory compliance, defending lawsuits, and payment of any resulting judgments or settlements.
Being an Independent Insurance Agency, US Select Insurance has the ability to offer broad access to local, regional, and national insurance carriers. We represent some of the largest and highest rated companies in the insurance industry. This allows us to find the products and coverage you need at a premium you can afford.