Does Business Really Solve Problems?
Posted: January 22, 2018
A Business Insurance Update According to the latest surveys by major insurers, small to medium sized businesses have a number of critical gaps in their insurance coverage. Most gaps are due to the business owner not fully understanding their risks and how to treat those risk with a well-designed business insurance program. While your business most likely has many of the traditional commercial insurance coverage,...
How To Know What Your Risks Really Are?
Posted: January 12, 2018
Business Insurance and Risk Management Trends Every business faces risks of various kinds. If you have employees you have the risk of employee injury. You most likely buy workers’ compensation to protect yourself from this risk. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your company to lawsuits, liability and substantial expenses. An...
How to Design a Business Insurance Policy
Posted: November 26, 2017
A Commercial Insurance Update There are many insurance companies that are willing to offer you business commercial insurance coverage. However, how can tell them apart, other than by their logo or advertising? That is why you hire us, to help you review your risk, then design a program that fits your needs, and finally go to the marketplace and bring back the best options. Not...
How To Protect My Business From Being Sued By My Employees
Posted: August 21, 2017
Employment Liability Facts Any worker who feels they have been discriminated against by their employer can go to the U.S. Equal Employment Opportunity Commission (EEOC) or the equivalent state fairness agency. The average days in litigation is 285 and 20% of these get settled prior to any court proceeding. The average cost per incident ( out of court) in 2015 was $125,00 according to the...
The Keys To A Business Owner’s Insurance Policy
Posted: July 18, 2017
Every business needs business insurance. But business insurance policies are all different. That is why it is always better to use an independent agent who knows and understand your business and industry. The insurance needs for a restaurant are much different than the insurance needs of a manufacturer, and the coverage should reflect that. If you own or operate a business, you may want to...