Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

December 8th, 2017 by US Select Insurance LLC

Does Santa Claus Need insurance?

Imagine that your entire business was focused on just one day out of the whole year?  You have to spend 364 days preparing for one single product distribution.  Do you think there might be just a little bit of stress—say around December 20?  If we attempted to present Santa with a business insurance proposal, he might say, “Who would sue Santa?”  If Santa were concerned... Read Article

Contractor’s Insurance…. We Will Help You Build A Good One

Construction Risks Contractor’s insurance coverage has become just as important to a contractor as it is to an architect or engineer. New methods of service delivery have created risks and exposures that need to be understood by Mississippi Contractors. Contractors have many different liability exposures when they manage a building project, sub contract work, perform or subcontract a design, modify plans, change a manufacturer’s specifications,... Read Article

Flood Insurance, Do you really need it?

Many businesses and homeowners in Mississippi go without flood insurance. They figure the odds are low that anything will happen. Some people may think that a flood is covered under their current policy. Let us correct you; unless you have added the coverage, it is excluded. We agree that the probability is low, none the less, it does exist. Some mortgage companies may even require... Read Article

How to Design a Business Insurance Policy

A Commercial Insurance Update There are many insurance companies that are willing to offer you business commercial insurance coverage.  However, how can tell them apart, other than by their logo or advertising?  That is why you hire us, to help you review your risk, then design a program that fits your needs, and finally go to the marketplace and bring back the best options.  Not... Read Article

Don’t Let the Company Holiday Party Turn Into an Employment Claim

Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time.  Except one of the female employees said that a manager touched her and made un-wanted advances.  Now she is filing an employment liability claim.  This is a scenario that no one wants to happen. Your business insurance many not cover this lawsuit unless you have employment... Read Article